How To Easily Change or Update Your Spotify Payment Method

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If you want to update your credit card or switch payment options for your Spotify Premium subscription, you‘ve come to the right place!

Changing your Spotify payment method is a common task many users have to do at some point, whether due to an expired card, changing banks, or upgrading to a new subscription plan.

The good news is that updating your payment details on Spotify is a quick and straightforward process. In this comprehensive guide, I‘ll walk you step-by-step through how to update your payment method for your Spotify account.

Let‘s get started!

Overview: How To Change or Update Spotify Payment

Here‘s a quick overview of how to update your payment details on Spotify:

  • On mobile – You can‘t update payment in the Spotify mobile app, you need to use the desktop app or website.

  • On desktop app – Click your profile, go to Account, then scroll to Your Plan and choose Update Payment Method.

  • On – Log in, click your profile, go to Account, scroll to Your Plan and choose Update Payment Method.

  • Enter new details – Input your new credit/debit card or PayPal information and save the changes.

  • Troubleshooting – If you run into problems, see the troubleshooting section below for help.

  • Switching plans – You can easily change subscription plans as part of updating your payment method.

Now let‘s dive into the step-by-step instructions and additional tips for switching your payment method on Spotify.

Detailed Steps: How to Update Payment Method on Spotify

Follow these steps to update your payment details and switch payment method for your Spotify subscription:

On the Spotify Mobile App

Let‘s start with the mobile app since that catches some people off guard…

Unfortunately, you cannot update your Spotify payment method directly within the Spotify mobile app on iPhone or Android.

The mobile app does not have any account management or payment options built-in.

So if you want to update your payment details, you‘ll have to do it on desktop. Just use the Spotify desktop app or website.

On the Spotify Desktop App

  1. Open up the Spotify app on your Mac or PC.

  2. Click on your profile icon in the top right corner.

  3. Select “Account” from the dropdown menu.

  4. This will open your web browser and take you to your Spotify account page on

  5. Scroll down to the “Your plan” section of the Account page.

  6. Click the “Update Payment Method” button.

  7. Enter your new payment details on the next page.

  8. Click “Update” to confirm the changes.

And you’re done! The next time your subscription bills, Spotify will charge the new payment method.

On the Spotify Website

You can also easily update your payment details directly on

  1. Go to and login to your account.

  2. Click on your profile icon in the top right corner.

  3. Select "Account" from the dropdown menu.

  4. This will take you to your Account page. Scroll down to the “Your plan” section.

  5. Click the “Update Payment Method” button.

  6. Enter your new credit card or PayPal on the next page.

  7. Click “Update” to confirm.

Once you save the new payment method, you’re all set!

Seamlessly Switch Spotify Subscription Plans

When you update your Spotify payment method, you can also quickly change subscription plans if you want to upgrade or downgrade your Spotify account.

Simply follow the same steps above, but click "Change Plan" instead of "Update Payment Method" in the Your Plan section.

You‘ll be able to view all available Spotify Premium plans – Individual, Duo, Family, Student – and switch to a new one.

Your new subscription plan will take effect at the start of your next Spotify billing cycle. So if you switch plans mid-cycle, the new plan starts when your next monthly payment is charged.

Common Payment Update Issues and Troubleshooting

Sometimes you may run into problems when trying to update your payment method on Spotify. Here are some common issues and troubleshooting tips:

Can‘t find payment options

If you can‘t see any options to update payment details, it likely means your Spotify subscription is managed through a third party provider like your cell phone carrier.

In this case, you will need to update your payment method directly through that provider‘s website or app, not through Spotify.

Page hangs or errors when trying to update

Try clearing your browser cache and cookies and logging into Spotify again.

There may be a temporary technical issue preventing the Spotify payment page from working properly. Refreshing the page or logging in again typically resolves it.

Error updating payment method

First, double check that your new payment source is valid and has sufficient funds available.

If you still get an error, contact Spotify customer support for assistance updating your payment details. There may be an issue on their end.

Spotify billing date won‘t change

Your Spotify billing date is based on the date you originally subscribed. The only way to change your billing date is to cancel your current Premium subscription and sign up for a new one.

Spotify still charging old card

It can take up to 5 business days for your updated payment info to fully process in Spotify‘s systems.

Check again after a few days – Spotify should eventually switch to charging your new payment method.

Spotify subscription managed by mobile carrier

If your Spotify subscription is bundled with your phone plan, you‘ll need to update your payment details through your mobile carrier directly. Spotify does not manage payments in this case.

By following the troubleshooting tips above, you should be able to resolve any issues that pop up when updating your Spotify payment details.

Your Spotify Payment FAQs – Answered!

Let‘s wrap up with answers to some frequently asked questions about managing payments on Spotify:

Does Spotify accept PayPal?

Yes! PayPal is one of the payment options you can use for your Spotify Premium subscription. You can select PayPal as your payment method when signing up or update it later in your account settings.

Can I update my payment method on mobile?

Unfortunately no. Due to limitations with the Spotify mobile apps, you can only update your payment details on desktop via the Spotify app or website.

What happens if my payment fails on the billing date?

If your payment fails, Spotify will automatically retry charging your payment method a few days later. If it still fails after another attempt, Spotify will email you asking you to update your payment details. You‘ll have some time to fix it before your account downgrades from Premium to Free.

What’s the easiest way to change my Spotify subscription?

The quickest way to change your Spotify subscription is through the Spotify website. Simply log into your account, go to Account > Your Plan, and click "Change Plan." You can switch subscriptions in just a couple clicks.

Can I use multiple payment methods on Spotify?

No, you can only have one payment method associated with your Spotify account at a time. But you can easily update your payment details whenever you need to switch to a new card or payment option.

What if my credit card on file expires?

If your credit card expires, Spotify will not automatically update your new expiration date. You‘ll need to manually update your payment details by entering your new card information to avoid any payment issues.

Does changing my card affect my billing date?

Nope, updating your credit card or payment method does not affect your monthly Spotify billing date. Your billing date is tied to when you originally subscribed and will remain the same.

And there you have it – everything you need to know about updating your Spotify payment method!

The key takeaways:

  • Update on desktop app or, not in mobile apps

  • Easy to change subscription plans during payment update

  • Troubleshooting tips for common payment issues

  • Answers to frequently asked billing questions

Armed with this guide, you can now smoothly update your payment info, switch subscription plans, and keep enjoying uninterrupted access to Spotify Premium. Just follow the simple steps outlined above.

Let me know if you have any other Spotify payment questions! I‘m always happy to help.


Written by Alexis Kestler

A female web designer and programmer - Now is a 36-year IT professional with over 15 years of experience living in NorCal. I enjoy keeping my feet wet in the world of technology through reading, working, and researching topics that pique my interest.